:root{--ink:#292b29;--muted:#62655e;--paper:#f6f4ee;--gold:#aa8750;--border:#dcdcd2;--serif:'DM Serif Display',Georgia,serif;--sans:'Manrope',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:32px}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:15px;line-height:1.75}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}button{cursor:pointer}img{display:block;max-width:100%}h1,h2,h3,p,figure{margin:0}h1,h2{font-family:var(--serif);font-weight:400;letter-spacing:-1.8px;line-height:1.08}h1 em,h2 em{font-weight:400;color:#877148}h1{font-size:clamp(58px,5.4vw,82px)}h2{font-size:clamp(38px,3.6vw,54px)}h3{font-size:22px;line-height:1.4;font-weight:600;letter-spacing:-.6px}p{color:var(--muted)}a,button{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #aa8750;outline-offset:6px}.wrap{max-width:1280px;width:calc(100% - 112px);margin-inline:auto}.section{padding-block:104px}.eyebrow{font-size:10px;letter-spacing:2.15px;font-weight:800;color:#7b6847;line-height:1.5;margin-bottom:24px}.gold-dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--gold);margin-right:9px}.button{display:inline-flex;gap:28px;align-items:center;justify-content:space-between;background:var(--ink);color:white;padding:17px 24px;font-size:12px;font-weight:700;border:1px solid var(--ink);border-radius:3px;line-height:1.65;transition:background .2s,transform .2s}.button:hover{background:#464b40;transform:translateY(-2px)}.button span{font-size:19px;font-weight:400}.button.small{padding:12px 19px;gap:24px;font-size:11px}.quiet-link{font-size:12px;font-weight:700;display:inline-flex;gap:18px;align-items:center}.quiet-link:hover{text-decoration:underline;text-underline-offset:6px}.quiet-link 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span{color:var(--gold);font-size:32px}.proof-icon{color:#8b7751;font-size:32px;font-family:Georgia,serif}.section-heading{display:flex;justify-content:space-between;gap:50px;align-items:flex-end;margin-bottom:46px}.section-heading>p{font-size:13px;max-width:310px;margin-bottom:5px}.services{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.service{background:#eeede5;border:1px solid transparent;padding:30px 29px 23px;transition:background .2s,border .2s;display:flex;flex-direction:column}.service:hover{background:#e8e8dd;border-color:#cecab9}.service-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:36px}.service-number{font-size:9px;letter-spacing:1.2px;font-weight:700;color:#6c6e60}.service svg{width:35px;height:35px;fill:none;stroke:#8a7959;stroke-width:1.4;stroke-linecap:round;stroke-linejoin:round}.service h3{font-family:var(--serif);font-weight:400;font-size:28px;letter-spacing:-.4px;line-height:1.2}.service p{font-size:12px;line-height:1.9;margin:18px 0 27px}.service-link{border-top:1px solid #d6d6c9;padding-top:18px;font-size:11px;font-weight:700;display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:auto}.service-link b{font-size:21px;font-weight:400}.more-help{display:flex;justify-content:center;align-items:center;gap:19px;margin-top:28px;flex-wrap:wrap}.more-help p,.more-help a{font-size:11px}.about{background:var(--ink);color:#f4f2e9;padding-block:90px}.about-inner{display:grid;grid-template-columns:1fr 1fr;gap:100px}.about .eyebrow{color:#c4b084}.about h2 em{color:#d0bc90}.about-title>p:not(.eyebrow){margin:27px 0 30px;font-size:13px;color:#c4c8bd}.button.light{background:var(--paper);color:var(--ink);border-color:var(--paper)}.button.light:hover{background:#e7dec9}.about-intro{font-size:16px;color:#e1e3d8;line-height:1.8;padding-bottom:16px}.value{display:flex;gap:24px;padding:24px 0;border-bottom:1px solid 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summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:20px;cursor:pointer;padding:21px 0;font-size:13px;font-weight:600}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{font-size:23px;font-weight:400;color:#8c7855}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{font-size:12px;padding:0 30px 22px 0;line-height:1.9}.contact{background:#e8e3d6}.contact-inner{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.contact-copy>p:not(.eyebrow){margin-top:25px;font-size:13px}.contact-phone{font-family:var(--serif);font-size:30px;display:block;margin-top:35px;letter-spacing:-.5px}.contact-phone span{font-size:25px;margin-left:20px}.contact-email{font-size:12px;display:inline-block;margin-top:5px;text-decoration:underline;text-underline-offset:4px}.contact-note{display:flex;gap:16px;align-items:center;margin-top:36px}.contact-note>span{font-size:34px;color:#938362}.contact-note p{font-size:11px}.enquiry-form{background:#faf9f5;padding:37px 38px 29px;border:1px solid #ded9ca;border-radius:4px}.enquiry-form h3{font-family:var(--serif);font-size:28px;font-weight:400}.form-intro{font-size:11px;margin:7px 0 25px}.enquiry-form label{display:block;font-size:10px;font-weight:700;margin-bottom:15px}.optional{font-size:9px;font-weight:400;color:#6b6f63}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}input,select,textarea{display:block;width:100%;border:1px solid #d5d6cc;border-radius:2px;background:#faf9f5;padding:11px 12px;font-size:11px;line-height:1.6;color:var(--ink);margin-top:6px;min-height:43px}textarea{resize:vertical}input:focus,textarea:focus,select:focus{outline:2px solid #ab8e5c;outline-offset:1px}input::placeholder,textarea::placeholder{color:#777b71;opacity:1}.enquiry-form .button{width:100%;margin-top:5px;font-size:12px}.form-note{font-size:9px;line-height:1.8;margin-top:14px}.footer{padding-top:55px}.footer-main{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:40px;padding-bottom:39px}.footer-main>div>p:not(.footer-label){font-size:11px;margin-top:12px}.footer-label{font-size:9px;font-weight:800;letter-spacing:1.3px;margin:16px 0}.footer-main>div>a:not(.brand){display:block;font-size:11px;margin:6px 0}.footer-main>div>a:hover{text-decoration:underline}.legal{border-top:1px solid var(--border);padding-block:23px;font-size:9px;line-height:1.8}.legal>p+p{margin-top:5px}.legal>div{display:flex;justify-content:space-between;gap:20px;color:#73786b;margin-top:21px;font-size:8px}dialog{width:min(550px,calc(100% - 32px));border:1px solid var(--border);background:var(--paper);padding:40px;color:var(--ink);border-radius:5px;max-height:90vh;overflow:auto}dialog::backdrop{background:#1e251ed0}dialog h2{font-size:40px}dialog>p:not(.eyebrow){font-size:12px;margin-top:18px}dialog pre{white-space:pre-wrap;overflow-wrap:anywhere;font:12px/1.7 var(--sans);background:#eae9e1;padding:20px;margin:22px 0;max-height:260px;overflow:auto}.dialog-close{position:absolute;right:16px;top:10px;font-size:28px;border:0;background:none;color:var(--ink)}.copy-enquiry{display:block;background:none;border:0;border-bottom:1px solid var(--muted);font-size:11px;padding:0 0 3px;margin-top:18px}#copy-status:empty{display:none}
@media(min-width:1500px){.hero{padding-block:70px}.hero-visual{min-height:590px}}
@media(max-width:1100px){.wrap{width:calc(100% - 64px)}.brand>span{display:none}.hero{gap:35px}.hero h1{font-size:62px}.hero-visual{min-height:530px}.hero-actions{gap:15px}.hero-actions .button{padding:16px 18px;font-size:11px}.about-inner,.local,.contact-inner{gap:60px}.services{gap:14px}.service{padding:26px 22px}.service h3{font-size:25px}.proof>div{padding-inline:12px}.section{padding-block:80px}.faq{gap:45px}.neighbourhood{padding-inline:30px}.suburb-links a>span{font-size:26px}.enquiry-form{padding:30px 25px}.steps{gap:32px}.header nav{gap:24px}}
@media(max-width:780px){.wrap{width:calc(100% - 40px)}.topline{font-size:9px}.topline .wrap>span{display:none}.topline .wrap{justify-content:center;min-height:31px}.header-inner{min-height:82px;position:relative}.brand img{width:78px;height:52px}.menu-toggle{display:flex;align-items:center;gap:16px;padding:12px 0 12px 15px;border:0;background:none;font-size:11px;color:var(--ink)}.menu-toggle span{font-size:22px}.header nav{display:none;position:absolute;top:81px;left:-20px;right:-20px;background:var(--paper);padding:25px 22px;border-bottom:1px solid var(--border);z-index:10;align-items:stretch;gap:24px}.header nav.open{display:flex;flex-direction:column}.header nav>a:not(.button){font-size:13px}.hero{grid-template-columns:1fr;padding-top:39px;padding-bottom:48px;gap:35px}.hero-copy{padding:0}.eyebrow{font-size:9px;letter-spacing:1.6px;margin-bottom:21px}.hero h1{font-size:clamp(47px,9vw,70px);letter-spacing:-1.3px}.hero-description{font-size:13px;margin-top:20px}.suburbs{font-size:10px;margin-top:21px}.suburbs span{margin-inline:7px}.hero-actions{margin-top:25px;gap:20px}.hero-actions .button{font-size:11px;padding:15px 18px}.hero-visual{min-height:0;height:460px;margin:0 0 18px}.hero-visual>img{object-position:50% 48%;border-top-left-radius:110px}.hero-visual figcaption{left:12px;right:12px;bottom:-18px;padding:17px 20px}.proof{grid-template-columns:1fr;gap:20px;padding-block:27px}.proof>div{justify-content:flex-start;padding-left:24px}.proof>div+div{border:0}.experience>strong{font-size:43px}.proof .experience{gap:24px}.proof-icon{width:58px;text-align:center}.proof p{font-size:11px}.section{padding-block:60px}h2{font-size:40px;letter-spacing:-1.1px}.section-heading{display:block;margin-bottom:30px}.section-heading>p{margin-top:22px;font-size:12px}.services{grid-template-columns:1fr;gap:16px}.service{padding:24px}.service-top{margin-bottom:18px}.service h3{font-size:30px}.service h3 br{display:none}.service p{margin-block:14px 22px}.service-link{font-size:11px}.more-help{gap:8px;justify-content:flex-start;margin-top:22px}.about{padding-block:60px}.about-inner,.local,.contact-inner,.faq{grid-template-columns:1fr;gap:38px}.about-intro{font-size:15px}.about-title h2{font-size:45px}.local-copy>p:not(.eyebrow){max-width:none}.neighbourhood{padding:30px;min-height:360px}.suburb-links a>span{font-size:29px}.steps{grid-template-columns:1fr;gap:28px}.steps li{position:relative;padding:21px 0 0 58px}.steps li>span{position:absolute;left:0;top:19px;font-size:30px}.steps h3{margin-top:5px}.steps p{font-size:12px}.faq{gap:28px}.faq-list summary{font-size:12px;padding:20px 0}.contact-copy h2{font-size:48px}.contact-note{display:none}.enquiry-form{padding:27px 23px}.form-row{grid-template-columns:1fr;gap:0}.enquiry-form label{font-size:11px}input,select,textarea{font-size:16px;padding:10px;min-height:46px}.form-note{font-size:10px}.footer-main{grid-template-columns:1fr 1fr;gap:25px}.footer-main>div:first-child{grid-column:1/-1;display:flex;align-items:center;gap:25px}.footer-main>div>p:not(.footer-label){margin:0}.footer-main>div>a:not(.brand){font-size:10px;overflow-wrap:anywhere}.footer-label{font-size:8px}.legal>div{flex-direction:column;gap:5px}.legal{font-size:9px}dialog{padding:32px 23px}.desktop-break{display:none}}
@media(max-width:360px){.hero-actions{align-items:flex-start;flex-direction:column}.hero-visual{height:400px}.suburbs{font-size:9px}.suburbs span{margin-inline:5px}.suburb-links a>span{font-size:26px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* A calm, static lender panel with original brand colours. */
.lenders-section{background:#fff}
.lenders-layout{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.65fr);gap:72px;align-items:center}
.lenders-copy h2{font-size:clamp(38px,3.25vw,48px)}
.lenders-copy>p:not(.eyebrow){font-size:13px;line-height:1.9;margin-top:24px;max-width:350px}
.lenders-copy .quiet-link{margin-top:24px;min-height:44px}
.lender-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));list-style:none;margin:0;padding:0}
.lender-grid li{display:flex;align-items:center;justify-content:center;min-height:112px;padding:22px 18px}
.lender-grid img{width:100%;max-width:142px;height:auto;max-height:60px;object-fit:contain}
.lender-grid .lender-nab{max-width:117px}
.lender-grid .lender-resi{max-width:100px}
@media(max-width:1100px){.lenders-layout{gap:38px;grid-template-columns:minmax(0,1fr) minmax(0,1.55fr)}.lender-grid li{min-height:100px;padding:20px 12px}}
@media(max-width:780px){.lenders-layout{grid-template-columns:1fr;gap:30px}.lenders-copy h2{font-size:40px}.lenders-copy>p:not(.eyebrow){max-width:480px}.lender-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.lender-grid li{min-height:98px;padding:20px}.lender-grid img{max-width:138px}.lender-grid .lender-nab{max-width:112px}.lender-grid .lender-resi{max-width:96px}}

/* Short enquiry forms sit directly after each main introduction. */
.early-enquiry{padding-block:64px}
.early-enquiry .contact-inner{grid-template-columns:minmax(0,.9fr) minmax(0,1.2fr);gap:72px;align-items:center}
.early-enquiry .contact-copy h2{font-size:clamp(36px,3.3vw,48px)}
.early-enquiry .contact-copy>p:not(.eyebrow){max-width:360px;margin-top:22px;font-size:14px}
.enquiry-direct{display:flex;gap:24px;flex-wrap:wrap;margin-top:24px}
.enquiry-direct a{font-size:12px;font-weight:700;min-height:44px;display:inline-flex;align-items:center;gap:13px}
.enquiry-direct a:hover{text-decoration:underline;text-underline-offset:5px}
.early-enquiry .enquiry-form{padding:30px}
.early-enquiry .enquiry-form h3{font-size:28px;line-height:1.3}
.early-enquiry .form-intro{margin-bottom:22px}
.early-enquiry .enquiry-form label{font-size:11px}
.early-enquiry .enquiry-form input,.early-enquiry .enquiry-form select{font-size:13px;min-height:46px}
.early-enquiry .form-note{font-size:10px}
@media(max-width:1100px){.early-enquiry .contact-inner{gap:40px}}
@media(max-width:780px){.early-enquiry{padding-block:42px}.early-enquiry .contact-inner{grid-template-columns:1fr;gap:26px}.early-enquiry .contact-copy h2{font-size:36px}.early-enquiry .contact-copy>p:not(.eyebrow){font-size:13px;margin-top:18px}.early-enquiry .eyebrow{margin-bottom:17px}.enquiry-direct{margin-top:14px;gap:22px}.early-enquiry .enquiry-form{padding:24px 22px}.early-enquiry .enquiry-form h3{font-size:27px}.early-enquiry .enquiry-form input,.early-enquiry .enquiry-form select{font-size:16px}}